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step 3.dos Results for skipped payments, defaults, and you may creditworthiness

step 3.dos Results for skipped payments, defaults, and you may creditworthiness

You are able you to some users just take unsecured loans with a view so you can combining current bills on to just one reduced, expanded maturity device

Desk records pooled regional Wald analytics (important problems) off IV regional polynomial regression rates to own diving in result variables the financial institution credit rating tolerance on pooled sample. For every single row reveals a special benefit variable with each cellphone revealing nearby Wald figure regarding a different sort of set of pooled coefficients.

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